Easy Credit
₦1,000 to ₦5,000
15% per month with minimum of ₦500 interest
Tenor
3 - 15 days
Processing Fee
₦400
*Build your credit history with Irorun
Get quick loans to meet your urgent needs
Whether you need N50,000 tomorrow or an urgent N2,000, Irorun is one of the top loan apps in Nigeria, helping you borrow money online easily, and with low interest.
Urgent loans with peace of mind
We value and reward loyalty and consistency
At Irorun, we understand your needs and, as you continue to repay your loans, we reward loyal customers with higher loan limits up to ₦50,000, low interest rates, and exciting perks like birthday gifts and bonuses for referring friends to borrow easily and meet their financial needs with us.
Exclusive interest free loans for our VIP customers
We reward our loyal customers with special perks, including interest-free loans for a limited time, so you can meet urgent needs without worrying about high interest rates.
Airtime & Bill Payment
With only a few clicks on your smartphone, you can pay all of your bills and top up your airtime at the lowest possible cost.
Ethical behavior (no harassments)
We work with you, for you, and never against you
We will never misuse your data, resort to shady debt collectors, or harass your friends and family. If you are having issues with your repayment just reach out to us. We are always here to help.
Nigerians are exceptionally happy with us
This is the best loan app I ever experienced, they have lower interest rate with longer duration. If you are looking for a good and reliable loan, go for "Irorun loan", just as the name apply "Irọrun" (easily).
Olagoke Holo
July 30, 2023
Irorun is a great option for borrowers who are looking for a low-interest loan. The app is easy to use and the customer service is good. I would definitely recommend Irorun to anyone who is looking for a short-term loan.
Oluwadara Ajao
July 20, 2023
I am delighted to express my appreciation for the Irorun app, which offers a user-friendly interface and delivers a seamless experience to its users. The ease of use provided by the app greatly enhances the overall experience, making it convenient and straightforward for borrowers to navigate through the lending process. Irorun's commitment to creating a smooth and hassle-free user experience is commendable and sets them apart from other lending apps.
Adelaja Oluwaseyijeje
June 9, 2023
I suggest you download it. Very seamless in my opinion. Hasn’t given me any problems so far especially knowing that often times things in Lagos can be especially frustrating. I love the app
Kimberly O A
June 6, 2022
Frequently Asked
Questions
What do I need to get a loan?
Getting a loan with Irorun is as easy as ABC if you take the following simple steps:
- Download the app or sign up on the web app
- Provide your next of kin
- Update your address
- Add your government-issued ID
- Add a debit card
- Apply for the loan
As a general note
- Don't request more than you are capable of repaying
- Don't lie on your application; you would be found out, barred and may be reported for fraud
If your loan got declined, it may be one of these reasons. If you think this was wrongly done, you can engage with the Customer Support team right on this chat.
What interest rates are charged?
Must I be employed to be qualified for a loan?
How long does it take to get your loan approved?
Our loan decision process usually takes about 24 hours [or longer during weekends] before updating your loan status.
If your loan status has been pending for more than 24 [or 72 hours] hours please reach out to us on the app or at support@irorun.com to look into it.
Kindly exercise patience as we review your loan application.
How many loans can I have at once?
On Irorun you are only allowed to have one active loan at a time. If you would like to get another loan you must repay your current loan first. Applying for another loan immediately after you've just repaid your loan might cause the system to find you ineligible as our system can take up to 24 hours to process and resolve your repayment.
If after 24 hours you are still ineligible for a loan please reach out to us on the app or at support@irorun.com to look into it.
How can I get higher loan amounts?
For you to have access to higher loan amounts you must show evidence that you will be able to repay the loan by applying for a lower loan amount and repaying it. For example if you pay back your first two loans, you would be able to get ₦10,000 with a longer time to pay back.
And it doesn't take that long to have us trust you with even much more. If you need further assistance, please email support@irorun.com. If after 24 hours you are still ineligible for a loan please reach out to us on the app or at to look into it.
Reasons why loans get declined
Here are the 5 most common reasons for why loans get declined;
You've delayed in paying back previous loans
Not paying back your previous loans, even with other lenders, on time affects your ability to get new loans with Irorun. We encourage you to be prompt with loan repayments or contact support if you are experiencing difficulty paying back before the due date.Poor selfie image
Your selfie must be good quality in a well lit room. Our algorithms can detect when you didn't take a selfie and have taken a snap of another picture.Invalid ID card
Irorun requires a valid ID which must have been issued by a government such as an international passport, drivers license, Voter's card, National ID card and NIN slip. We don't accept company ID cards, association ID cards, etc.Bank card issues
You will be repaying your loan using your debit card so ensure this is a card that works. Additionally, your card must be valid beyond the date when you want to make your last loan repayment. Furthermore, we only accept Mastercard and Visa debit cards; Verve cards are not acceptable.Mismatch in BVN and Selfie image
We AI compares your selfie images to your BVN image and also the images on all the ID documents you have provided. Kindly follow the guidelines for uploading your selfie image to improve the chances of your loan getting approved.
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