### **Get ready to win ₦10,000 by playing a simple and exciting game! Follow these 5 simple steps.**

#### **How to play:**

1. Download the Irorun mobile app from Google Play Store.

2. Create or log into your Irorun account.

3. Twice a week, we will send you an email with the question for the day. For example: What do you use to authorize transactions? **Answer**: PIN

4. Send your answers to us through  the live chat support feature within the app.

5. Be one of the first 10 people to find 10 correct answers and win ₦10,000!

6. Keep an eye on our weekly leaderboard to see who's winning the race!

**Irorun ultimate search begins 1st October and ends 31st October 2024.**

**Your time starts now!**


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The ultimate search is on!

New year, New me…does that sound familiar?

If you have made new year resolutions as regards your finances, you’d be glad you read this article

We’ve carefully selected 7 reliable tips for sticking to your new year’s financial resolutions.

Take a look at them

## Start small
A lot of people tend to make new year financial resolutions but never stick to them. It’s either they can’t be bothered or it has become too much hassle to keep up with. We understand.

The mistake some people make is that they tend to make big plans, and these plans later end up looking unachievable in their eyes. The best start to a good financial year is to make small achievable goals for yourself, to build momentum and confidence in your ability to stick to your financial resolution.

## Make realistic plans
Having your financial resolution is all good but you need a solid plan to make sure that it works. Remember, results come from how effective the plan is.

Here’s how you can yield better financial results this new year; Write down your financial goals and create plans for how you’ll achieve them. You can create a short checklist under each goal, describing the weekly or monthly action you’ll take towards achieving your goals. Ensure these actions you’ve set to carry out are realistic, that is, they fit within your current cash inflow with considerations to your important needs. Once you have this down, try to stick to your plan as closely as possible.

## Set a workable budget
Keep a lookout on your cash inflow and outflow every month, and put a great amount of effort into creating a budget system that outlines your expenses and savings goal.

If you have a high-interest debt consider paying it up as a top priority to help you save money on interest and free up more money for other financial goals. Your first budget might not be it, but that’s okay, watch for patterns that work and those that don’t and make all the necessary adjustments. Rome wasn’t built in a day.

You may even consider setting up an automatic transfer to your savings account to make it easier to save money, this will help you stay on track with your financial resolution. Find the best option that works for you and suits your needs.

## Track your progress
Keep track of your progress toward your financial resolution, this may seem like it doesn’t need to be mentioned but it’s important.

You can make use of a budgeting app or even a journal to help you keep track. Set a time each day where you sit and record your expenses of the day and see if they line up with what you’ve made in your plan.

Make any adjustments as needed to help you stay on track.

## Find an accountability partner
An accountability partner will be a great help to you on your financial resolution journey. This is someone who will help keep you on track and remind you to focus when you begin to stray.

It could be a friend or family member, someone you trust. Share your financial resolution with them and let them hold you accountable to help you stay on track. No man is an Island.

## Seek out resources and financial advice
If you keep having trouble with the plan you’ve made or are unsure of how to go about making a plan, you should consider speaking with a financial advisor or professional to help you develop a plan for reaching your financial goal.

You can also utilize resources such as budgeting apps, online courses, and microloans that help build your credit history. All these can help you get a hang of managing your finances as well as keep you on track.

## Be patient and stay flexible
Sticking to your financial resolution takes time and discipline, and sometimes life happens, so it’s important to be patient and keep your financial resolution flexible.

If something happens that causes you to deviate from your plan or you don’t see immediate results, don’t get discouraged, adjust your plan and get back on track.

Don’t forget to celebrate your progress along the way, this can go a long way in keeping you motivated.

…

Now that you’re ready to make smart money choices and smash those money goals this year! Send us a message at support@irorun.com and let’s help you fund that goal!

The ultimate search is on!

Get ready to win ₦10,000 by playing a simple and exciting game! Follow these 5 simple steps.

How to play:

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7 reliable tips for sticking to your new year’s financial resolutions

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