Why January is the best time to get a small loan: 5 reasons you can’t ignore

Pheww! We made it to another year

We’re so glad to have you on this journey with us. If you’re new to this community — welcome aboard!

As always we come bearing financial gifts — we’ve carefully curated 5 reasons why January is the best time to get a small loan.

Check them out

The new year usually comes with a lot of things; new resolutions, new lifestyles, and new plans, and most of these can’t be brought to life without financial resources. Yes or yes?

After the just concluded holiday festivities, you probably looked at your account balance and silently screamed , not to worry, we’ve got you covered.

Taking out a loan this January can give life to those business ideas you’ve had in your mind. Remember that the new year is the perfect time to turn ideas into reality. This fresh start sets a good financial pace for the rest of the year.

In direct relation to wanting a good start to the new year, the expenses of the end of the holiday can be a pacesetter for your need for a January loan.

There may have been a few things bought on credit or a few expenses left unpaid, well, a small loan can help you cover all that extra expenses. This way, you can channel your other finances to tackle January’s bill (coughs in house rent and school fees).

So take out that loan, sort out your expenses and get the new year on the right track.

Apart from New Years’ Day, January is still considered a time of celebration to a lot of people, they still walk around with that holiday high and that means less number of borrowers that you’ll have to compete with.

With a lower number of applicants, your chance of getting approved for a loan increases significantly (please note that due process won’t be ignored just for a lack of applicants).

The aftereffect of the holiday season makes January a great time to apply for a loan, don’t you think so too? We do.

Is there a big project you’d like to carry out in the upcoming year? Is your credit score too low to get the loan amount you’d need for it?

Well, now is a great time to start building up your credit score. Trust us, if you start now, by the time you need the cash for that project your credit score would be more than enough to get you that loan.

January is the best time to start the process of improving your credit score and building a solid credit profile that’s attractive to lenders.

Here’s a secret that you may not know since it’s the start of a new year, every business owner (lenders included) is fishing for new clients, and so it’s raining special offers and discounts.

We encourage you to take advantage of this opportunity, both new borrowers and existing borrowers alike. This is a time when your prospective lender might just be offering mouthwatering discounts and bonuses. Don’t say we didn’t do anything for you o!

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Once again, Happy new year our favourite Rockstar

This year, Irorun hopes to help you achieve bigger financial milestones in 2023!

If you have further questions, as always shoot us a message at support@irorun.com, we’re more than happy to help you out!