You’ve got questions? We’ve got answers.

Get answers to all your questions about Irorun.

Irorun is a savings and lending app designed with you in mind. Irorun helps you automate your savings periodically with an option to save manually when you have spare cash. The app grants you easy access to loans with just a few clicks.

Yay! We love to hear this. Our app is easily accessible on Google Store and App Store for download and you can get started in just a few minutes. I almost forgot to mention that it is absolutely FREE!!!

You can save directly from any bank account using your Mastercard/Visa ATM card. The process is easy and seamless, I am sure you want to try it out.

You can save as little as N100 and as much as you might ever wish to save. It all depends on how big your dreams are and how fast you want to realize them.

We have always been in your shoes, so we understand your pains well enough. We have these plans structured just for you.

  • Regular Savings Whether you want to save on a daily, weekly or monthly basis, we’ve got you covered. Remember, the more frequently you save, the more you earn
  • Halal Savings: We respect you and respect the principles of your religion too. The Halal plan is specially designed for our Muslim friends for a non-interest bearing savings plan.
  • Fixed Deposits: Do you want to stash a minimum of N50,000 for a while and earn interest on your money? Then this is the best plan for you.

You can have as many plans as you wish. We know you have different goals, and we are ready to support you to achieve all your financial goals.

Absolutely! You can go as far as editing your plan to save a higher amount. Just follow these steps:

  • Look out for the edit icon on the bottom of your savings plan
  • Toggle the “Plan Status” on the edit screen
  • And click the “Save” button once you’re done.

  • It is that easy and simple.

You start earning returns 24 hours after your first savings, and the most beautiful part is that you earn it daily. So if you increase your savings before the end of the next day, the returns earned will increase. That is interesting, right?

Applying for a loan is the easiest thing to do on Irorun! Once you are logged into App, navigate to the Loan section and fill in your personal and employment details for a loan request.

For your first loan request, you can borrow as much as N2,500. Your loan eligibility increases as we get to know you better.

FWe keep to our words, no documentation, no collaterals. All you need to make a loan request on are just:

  • Your personal details
  • Your employment details
  • A functional debit card

A lending decision is made from your credit score as a borrower. Your credit score is based on the information that you provide to us. The more genuine these information are, the higher your chances of getting a loan

We’re very sorry for declining your request. It only means we don’t have a loan product that matches your profile at the moment. We want you to check back with us soon.

Definitely! We love our returning customers the most. The more you repay the higher the loan amount you are eligible to.

You can repay your loan either manually or via the auto-debit service.

The auto-debit service makes loan repayment seamless. The service uses the debit card attached to your active loan to initiate a loan repayment for you. Auto-debit helps you stay true to your words and increase your credit score.

Irorun supports MasterCard, Visa, and Verve cards for auto-debit as long as there are sufficient funds in the account, you don’t need to worry.

Sure! You can pay as soon as you can afford to repay, it doesn’t matter if the loan is not due yet.

Yes, you can pay in piece-meal to reduce your total outstanding loan.

Your BVN is strictly for identity verification to help us kick against identity theft and protect your funds and transactions.

Your security is our topmost priority. We warehouse your card details with a PCI-DSS compliant payment processor, Paystack for your security.

The easiest way to reach us is to “Chat Support” under the Settings section of the app. You can also send an email to support@irorun.com